+FOR BUSINESS OWNERS, HR & BENEFITS LEADERS
Your health plan and your team’s doctor, working together.
Care+ Direct by Direct Primary Care Associates is a health plan built for small-to-midsize employers. We integrate dedicated primary care doctor access directly into your major medical coverage: giving your team unlimited zero-copay visits while cutting renewal volatility.
- Guaranteed direct doctor access with zero patient copays
- Seamless Planstin-administered major medical integration
WHAT IS CARE+ DIRECT?
A health plan built around the care your team actually uses.
Traditional health plans separate insurance administration from everyday clinical care, driving up premiums while leaving your employees navigating confusing copays and delayed appointments.
Planstin delivers enterprise-grade self-funded plan administration, compliance, and preventive network management to keep employer costs fixed, predictable, and fully transparent.
Direct Primary Care Associates (DPCA) pairs directly with that foundation, granting your team unlimited doctor visits, zero copays, same-day scheduling, and direct physician access.
THE HEALTH PLAN
Planstin
THE CARE PARTNER
DPCA
THE INTEGRATED RESULT
Care+ Direct
Predictable employer funding paired seamlessly with zero-copay, dedicated primary care.
EMPLOYEE-FIRST ADVANTAGES
Care that’s easier to reach — and easier to explain to employees.
Eliminate the friction of high deductibles, confusing paperwork, and weeks-long appointment waits. Your team gets transparent, direct healthcare access from day one.
Their Own Primary Care Clinic
Employees build ongoing relationships with dedicated providers who know their medical history, creating consistent, personalized care without corporate rush.
Same- or Next-Day Appointments
When workers feel ill or need routine checkups, appointments are available almost immediately. No prolonged delays, missed work shifts, or urgent care scrambles.
No Copays or Deductibles at the Clinic
Primary care visits, physicals, and preventative consultations carry a $0 out-of-pocket cost. Employees never have to weigh doctor visits against their monthly budget.
Medications and Labs Included
Routine blood work, standard point-of-care testing, and many essential generic medications are dispensed directly on-site at no additional charge to the patient.
Help Coordinating Care Beyond the Clinic
When specialist care, complex imaging, or hospital procedures are required, clinic staff actively guide employees through preferred, high-value local networks. Your team is never left navigating the broader healthcare system alone.
*Plan details, specific covered medications, and provider clinic availability may vary by location and group enrollment tier. Direct Primary Care is not insurance and is designed to complement group major medical plans.
ALREADY A DPCA CLIENT COMPANY?
Keep the care your team already knows.
Upgrading to Care+ Direct does not mean starting over with new doctors or unfamiliar clinics. Your employees keep their established clinical relationships and trusted care routines, with zero disruption to their everyday healthcare.
The same clinic: your staff visits the exact same physical locations they already rely on.
The same providers: continue seeing primary care physicians and care teams who know your health history.
The same care experience: unhurried appointments, direct doctor access, and zero co-pays for regular visits.
WHY RENEWAL TIMING MATTERS
Health plan decisions are easier with time to compare.
Most leadership teams find out their health coverage rates are spiking just three weeks before renewal. That leaves you scrambling between rushed board meetings, frantic broker calls, and settling for whatever keeps your workforce insured for another twelve months.
We operate with a calm, unhurried timeline. Whether your plan renews next quarter, next month, or you are simply curious about what direct primary care and modern structure could save your business, exploring your options today gives you complete leverage.
Ideal timing to model alternate health cost plans without any administrative pressure.
Reviewing incoming carrier rate hikes against custom Direct Care designs.
Start an unhurried evaluation now so your business never gets backed into a renewal corner.
YOUR RENEWAL STATUS
Where does your company stand?
Healthcare renewals shouldn't feel like an unpredictable annual gamble. Share a few brief details about your renewal timeframe, and our advisory team will benchmark your existing rates against direct-care plans within 24 hours.
- Zero-obligation rate benchmark tailored to your exact team size
- Confidential review conducted by licensed direct-care analysts
- Clear, side-by-side premium comparison delivered in under 24 hours
100% Confidential · No High-Pressure Calls · Strict Data Privacy
Request Renewal Benchmark
Receive your custom savings report within 24 business hours.
● LIVE 1-ON-1 VIDEO SESSION
Jamie Henderson
Senior Benefits Specialist · Care+ Direct
READY TO TALK IT THROUGH?
Book a 20-minute video call with Jamie.
No pushy sales pitches or complex insurance jargon. We review your current renewal numbers side-by-side on screen, identify your exact cost differences, and see if Care+ Direct is the right fit for your business.
1. Review Your Current Plan & Rate Increases
Bring your renewal packet. We will dissect the actual rate hikes and pinpoint where you are overpaying.
2. Compare Care+ Direct Savings & Benefits
See how direct primary care access and transparent claims through Planstin save your company 20% to 40%.
3. Get Your Custom Transition Roadmap
Leave the call with clear, actionable numbers so you can present a confident choice to your leadership team.
100% complimentary consultation · No sales pressure · Screen-share ready
YOUR NEXT STEP
Not sure whether now is the right time?
Whether your existing policy renewal is months away or approaching in weeks, getting clear answers takes less than fifteen minutes. Choose the path that matches your current workflow.
Direct conversation with senior plan advisors • No high-pressure sales • Fast answers
Regulatory & Partner Disclosure
Care+ Direct health benefit programs are administered by Planstin Administration, a licensed third-party administrator. Direct Primary Care services and clinical direct access provisions are facilitated through participating Direct Primary Care Associates (DPCA) networks. Care+ Direct is not traditional health insurance; it is an employer-sponsored health plan solution combining self-funded administrative services with direct primary care partnerships to deliver accessible, high-value employee healthcare.
Plan Compliance & Governance
All benefit structures are established in compliance with applicable federal and state guidelines, including ERISA standards for employer group plans and HIPAA privacy protocols. Plan documents, summary plan descriptions (SPD), and schedule of benefits govern all member eligibility and coverage details.
Legal & Document Inquiries:
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© 2026 Care+ Direct. All rights reserved. Planstin Administration & DPCA affiliate disclosures apply.